Vehicle Loans

Vehicle Loans

Whether you're purchasing your first vehicle or your fifth, Montana Federal Credit Union has the right loan for you. With competitive rates, flexible terms, and a friendly and knowledgeable loan staff, we'll make the process easy. Enjoy the benefits of having your loan at Montana Federal Credit Union:

Flexible terms and competitive rates

Financing available for new or used vehicles

Pre-approval available - use as leverage as you shop around!

Funds may be available same day in most cases

Montana Federal Credit Union can also save you money when you refinance your current loan from another financial institution. Take advantage of our great rates and flexible terms to finance an auto or recreational vehicle. All Montana Federal Credit Union vehicle loans feature:

Up to 100% financing for vehicle loans

Quick approval process with funds available the same day in most cases

No prepayment penalty

Convenient automatic payment or monthly coupons

Loan approval, APR and downpayment required based on payment method, creditworthiness, collateral and ability to repay. Rates include automatic payment option. Rates terms and conditions are subject to change. APR = Annual Percentage Rate

Tips Before Buying a Car:

Know how much you can afford. Don't just think about the monthly payment.

Think carefully about the overall cost of the vehicle and how long you would like to be paying on the loan.

Know your insurance and registration costs up-front. Typically, you will be required to carry full coverage insurance on your financed vehicle until the loan is paid off. It's important to know these costs before you buy.

Call a loan officer at Montana Federal Credit Union for help in calculating your payment options. We will assist you in determining the right loan amount for your income. We can even get you pre-approved so that you know how much you can afford to purchase.

Know the value of the car you wish to buy. This can be critical to the loan approval process. A loan officer can assist you with determining a car's value.

Rates - Effective