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Checking Accounts

This is our Free Checking account, also referred to as 'Bronze Cache Account' (S10).

  • No minimum balance

  • No service charge

  • No dividends

  • Unlimited check writing

  • Free ATM/Debit card

  • ATM access free at Montana FCU-owned ATM's or $1.50 per transaction at others (Individual ATM's may also charge surcharge)

  • Monthly paper statements or E-statements

  • Free Online Banking

  • Free Online Billpay


    • Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts

    All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.The term "noninterest-bearing transaction account" includes a traditional share draft account on which the insured credit union pays no interest or dividends. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal account, money market deposit account, and Interest on Lawyers Trust Account (IOLTA), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender - Federally Insured by NCUA - Copyright 2008 Montana Federal Credit Union
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